History and purposes of Bank of Scotland and Halifax (HBOS)

Looking for a great opportunity of choices for mortgages and loans? Bank of Scotland and Halifax (HBOS) provide fantastic range of mortgages looking to satisfy as many customers as possible.
Searching for flexibility in monthly payments even underpaying, overpaying and taking payment holidays? Bank of Scotland is one of the few giving you that chance. On the other hand, if you are sure that the UK base lending rate will continue to be low, you have the opportunity to choose a Bank of Scotland Tracker mortgage.

Helping you choose the perfect deal for you

If you are a looking for a loan so you can buy a new home you may take Bank of Scotland and Halifax (HBOS) Fixed Rate or Tracker Rate Mortgages.
If you are looking to switch from another lender or in other words remortgage we offer great variety of mortgage deals. If you consider that we will not hesitate to carry out all legal work, if switching to another mortgage deal(for existing customers only) you pay no legal fees. As a remortgage customer you have the opportunity to choose to borrow additional money at the same time as making your remortgage application.
For people already being home owners we offer the advantage of a secured loan that is if you want to borrow at a special rate, if you have the desire for affordable repayments. This is available only for Bank of Scotland and Halifax (HBOS) customers.
For people considering the option of buying a new home and then renting it out we offer the Buy-to-let mortgage deal.

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